What's Inside
Seventeen modules cover the whole loop — import and reconcile your statements, keep a correct general ledger, run AR and AP, budget against actuals, and pull real reports. There are no tiers to compare and nothing held back. Every module below is part of the app, free, and yours to keep.
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Import & Reconcile
When months of statements have piled up
Bring in your bank and card activity by CSV or OFX, let the rules engine and AI-assisted categorization propose the tedious part, and reconcile each account to the statement. You approve every entry — nothing posts on its own.
Included · Free
Journal & Chart of Accounts
The correctness at the core
A multi-line debit/credit editor that balances as you type, backed by a 118-account best-practice chart of accounts mapped to IRS Schedule C and Form 1120. Every account drills into its own register, and recurring entries post from saved templates on demand.
Included · Free
Receivables & Payables
Money owed to you, and money you owe
Raise invoices, record bills, and keep customers and vendors straight — with AR and AP aging so you always know who's late and what's due.
Included · Free
Assets, Loans & Amortization
The entries most tools get wrong
Capitalize fixed assets and run depreciation, track loans with principal-and- interest payment splits and full amortization schedules, and recognize prepaid expenses or deferred revenue evenly over their term.
Included · Free
Budget & Reports
Did we make money last month?
Set monthly budgets per account and watch budget-vs-actual variance, then pull the reports that matter: P&L, Balance Sheet, Trial Balance, and Cash Flow — consolidated across entities with intercompany elimination, plus a Board Pack, Tax Rollup, and a 13-week cash forecast.
Included · Free
Periods, Approvals & Roles
Close the month, share safely
Move each monthly period through open, closed, and locked; require a second person to approve entries above your threshold; and give people the right level of access — viewer, accountant, or owner — enforced right at the database.
Included · Free
Dashboard & Money Map
Every entity in one view
A per-entity or consolidated dashboard shows the fiscal year at a glance — KPIs and charts — while the Money Map traces how money moves across your whole group, personal finances included. Know the condition of your business, on demand.
Free & Yours
No tiers. No upsell. No monthly fee.
Everything above ships in one app. Correctness is enforced twice — exact decimal math and balanced entries checked in the app and again by database triggers — and your data stays yours, self-hosted with embedded Postgres or run in your own cloud. Analytical Ledger is free, offered as a gift to the community, with the source being prepared for open-source release. Donations are welcomed to fund continued development — a way to say thanks, never a gate.