Skip to content
Analytical Ledger is being prepared for open-source release.

What's Inside

One ledger.
Everything included.

Seventeen modules cover the whole loop — import and reconcile your statements, keep a correct general ledger, run AR and AP, budget against actuals, and pull real reports. There are no tiers to compare and nothing held back. Every module below is part of the app, free, and yours to keep.

17
Modules
118
Account chart
4
Financial statements
$0
Per month

Start Here

Import & Reconcile

When months of statements have piled up

Bring in your bank and card activity by CSV or OFX, let the rules engine and AI-assisted categorization propose the tedious part, and reconcile each account to the statement. You approve every entry — nothing posts on its own.

Bank and card import via CSV or OFX, with dedup and idempotent re-import
A rules engine plus AI-assisted categorization — AI proposes, you approve
A staged review step before anything reaches the ledger
Statement reconciliation for every cash and card account

Included · Free

Journal & Chart of Accounts

The correctness at the core

A multi-line debit/credit editor that balances as you type, backed by a 118-account best-practice chart of accounts mapped to IRS Schedule C and Form 1120. Every account drills into its own register, and recurring entries post from saved templates on demand.

Multi-line journal editor with live debit/credit balancing
118-account chart of accounts mapped to Schedule C and Form 1120
Drill from any account straight into its full register
Memorized templates for recurring entries, posted when you say so

Included · Free

Receivables & Payables

Money owed to you, and money you owe

Raise invoices, record bills, and keep customers and vendors straight — with AR and AP aging so you always know who's late and what's due.

Invoices and customers, with AR aging
Bills and vendors, with AP aging
See what's overdue on both sides at a glance
Every invoice and bill posts as a balanced entry

Included · Free

Assets, Loans & Amortization

The entries most tools get wrong

Capitalize fixed assets and run depreciation, track loans with principal-and- interest payment splits and full amortization schedules, and recognize prepaid expenses or deferred revenue evenly over their term.

Fixed-asset register with depreciation
Loan schedules that split each payment into principal and interest
Prepaid and deferred-revenue amounts recognized evenly over their term
Every schedule posts as a balanced journal entry

Included · Free

Budget & Reports

Did we make money last month?

Set monthly budgets per account and watch budget-vs-actual variance, then pull the reports that matter: P&L, Balance Sheet, Trial Balance, and Cash Flow — consolidated across entities with intercompany elimination, plus a Board Pack, Tax Rollup, and a 13-week cash forecast.

Monthly budgets per account, with budget-vs-actual variance
P&L, Balance Sheet, Trial Balance, and Cash Flow — consolidated with intercompany elimination
Tax Rollup and 1099-NEC/MISC for vendors over $600
13-week cash forecast, plus CSV and QBO export

Included · Free

Periods, Approvals & Roles

Close the month, share safely

Move each monthly period through open, closed, and locked; require a second person to approve entries above your threshold; and give people the right level of access — viewer, accountant, or owner — enforced right at the database.

Monthly periods with open, closed, and locked states
Approval thresholds for segregation of duties
Role-based access — viewer, accountant, owner
Permissions enforced at the database, not just the screen

Included · Free

Dashboard & Money Map

Every entity in one view

A per-entity or consolidated dashboard shows the fiscal year at a glance — KPIs and charts — while the Money Map traces how money moves across your whole group, personal finances included. Know the condition of your business, on demand.

Per-entity or consolidated dashboard for the fiscal year
KPIs and charts, updated as you post
Money Map visualizes inter-entity flows across the group
Personal finances included as a first-class entity

Free & Yours

No tiers. No upsell. No monthly fee.

Everything above ships in one app. Correctness is enforced twice — exact decimal math and balanced entries checked in the app and again by database triggers — and your data stays yours, self-hosted with embedded Postgres or run in your own cloud. Analytical Ledger is free, offered as a gift to the community, with the source being prepared for open-source release. Donations are welcomed to fund continued development — a way to say thanks, never a gate.

Questions?

Want a closer look at a module?

Reach out with a question, or read the walkthrough series — one post per module, in plain language.